No one wants to have to deal with an emergency roof repair situation. But this nightmare can easily become a reality for any homeowner, especially those of us living in the Salt Lake City area and along the Wasatch Front.
Do you know what to do if a severe storm rips through your area and tears shingles off your roof? Or if lightning strikes your house and blows a hole through the roof, or starts a fire?
Mother Nature can be brutal here in northern Utah. At any point, extreme weather could hit, leaving your roof damaged and your home exposed to the elements. Taking the correct action promptly can help minimize the damage, keep your family safe and save you money in the long run.
Step 1: Don’t Panic and Don’t Try a DIY Emergency Roof Repair
It’s important not to panic if you have an emergency regarding your roof. After all, the damage is already done — you can’t go back in time and prevent the situation. What you can do is not make the situation worse or put yourself in harm’s way.
Never try to do your own emergency roof repair, especially during a storm, as that could be dangerous. Instead of pushing the panic button, be practical. Document the roof damage with photos and in writing when it’s safe to do so, but not before you call someone qualified to handle the situation.
Step 2: Call a Professional Roof Repair Contractor
Before you try any repairs yourself — and before the damage has a chance to get worse — call a professional repair contractor, like Knockout Roofing. An experienced roofer knows how to properly assess the damage and protect your home. Then, as soon as it’s safe, they can complete the necessary roof repairs.
Be wary of roofers who come knocking at your door after an extreme weather event. Storm chasers regularly try to capitalize on this type of misfortune and your desire to fix the problem quickly. Most of these contractors aren’t even licensed to perform work in Utah. Often they will request a deposit to purchase materials and you’ll never see them again.
Checking licensing, insurance and references is the only way to be sure you’re hiring a reputable roofing contractor, and this is a “must” when it comes to repairing an emergency roof problem. If you have elderly neighbors or family members, you may save them from heartbreak and financial devastation by warning them about these all-too-common emergency roof repair scams.
Step 3: Call Your Insurance Agent Regarding Emergency Roof Repair
Most types of roof damage are covered by your homeowners insurance. You’ll need to contact your insurance agent or carrier ASAP, if your roof becomes damaged. Your photos and written documentation can help ensure that you receive a proper settlement.
Most homeowner policies cover sudden, unpreventable roof damage from extreme weather. However, many factors will help determine the extent to which your emergency repair will be covered and how much you’ll be reimbursed.
The age of your roof may play a part in your compensation for emergency repair. Also, some water damage resulting from roofing leaks may or may not be covered. The only way to know for sure what your policy covers is to speak with your insurance agent or carrier.
Knockout Roofing can work with you and your insurance company, providing documentation and information that can help ensure your settlement. And in the event you aren’t covered, several affordable financing options are available to help you cover the emergency repair costs.
We are Utah’s go-to professional roofing contractor, serving the greater Salt Lake City area for over 15 years. Call our office today to schedule a free estimate for your emergency roof repair.