Learn the Types of Roof Warranties Before Buying

Roofing Warranty

Knowing the types of roof warranties available to you can help guarantee your funds go toward a roof securely backed by the manufacturer and the contractor. You will save thousands on roof repairs for wear and tear covered under a comprehensive warranty, extending your current roof’s life and allowing you more time to save for your next roof replacement.

Manufacturer’s Warranty

Roofing materials produced by the manufacturing company are typically backed by a manufacturer’s warranty. These warranties usually come with the materials at no extra charge, but do not cover problems originating from faulty installation — only defects in the materials themselves. If the homeowner is unable to prove that the roofing materials were installed correctly and the roof received regular maintenance, the manufacturer will not cover the damage.

Some manufacturers train roofing contractors to install their products and offer a labor and materials warranty on the roof. This type of warranty provides more extensive protection, but may have limitations on the amount of cost liability for the company. Additionally, these warranties are prorated based on the age of the roof. Some manufacturers give the option to upgrade to a “no-dollar-limit” warranty for a higher charge. These warranties offer a complete roof replacement to repair defects, if needed, where less comprehensive warranties may fall short.

Workmanship Warranty

Apart from manufacturers’ warranties, roofing contractors may offer a warranty on their work for a set period of time. A roofing company agreeing to back up its work is a reputable sign and a useful tool in deciding among companies. Many roofing issues come down to improper installation, making the selection of a dependable, long-standing roofing company essential.

Do You Have Obligations to Your Warranty?

For manufacturer’s warranties, homeowners must regularly maintain the roof in order to back up a claim. The manufacturer will want to find out if the roof damage was caused by unattended issues like a blocked gutter.

For contractor warranties, many companies will consider the warranty null and void if the homeowner hires another company to repair the roof after they finished their job.

Most agreements require the homeowner to alert the manufacturer or the contractor to the roofing issue within 30 days. If the homeowner fails to do so, the warranty issuer may not pay.

What is Normally Excluded from Warranties?

Each warranty is unique depending upon the roofing contractor, the materials used and the type of roof installed. Make sure to read the warranty’s fine print — many exclude wind and storm damage.

Lastly, investigate the terms of the roof warranty if you were to sell the property. Some warranties only cover the work under the name of the original owner, while some will only transfer the warranty once. Again, notifying the manufacturer or contractor is required in this case as well.

Before committing to a roof replacement, examine the types of roof warranties available to determine the ideal coverage for your home.